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顾客:
I’d like to open a savings account. 
我想要开个定期存款账户。
职员:
I’ll help you with it.
我来帮您办理。
顾客:
What kind of savings accounts do you have?
你们有什么种类的定期存款账户？
职员:
We have three-month， six-month and twelve-month maturities.
我们有三个月期、六个月期和十二个月期。
顾客:
I want a six-month maturity .
我想要办一个六个月期的。
职员:
All right.
好的。
顾客:
I want to open a time deposit account.
我想要开个定期存款账户。
职员:
How long do you want to keep your money in the bank?
您想要存多长时间？
顾客:
One year. What’s the annual interest rate?
一年，年利率是多少？
职员:
At present， it is 2.15 percent. It varies from time to time.
目前是2.15。利率时常变化。
顾客:
Can I take out the money before the maturity date?
我可以在存款到期前取款吗？
职员:
You can， but you will not get the high interest rate.
可以，但你就得不到高利率了。