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麦克:
Hi, Tom. I`ve got something to discuss with you. 
你好.汤姆.我有件事想跟你讨论一下.
汤姆:
What is it, Mike?
什么事.麦克?
麦克:
I want to know if it is possible for us to borrow some working finance from the bank.
我想知道我们是否可以向银行贷一些业务周围资金.
汤姆:
Yes, I think so. We have sufficient resources of our own to finance the existing level of output, but we have decided to expand our production, our sales and profits. I think the bank may be willing to provide medium term finance.
我认为是可以的.我们有足够的财力满足现有水平产品生产的资金需要.不过我们已经决定扩大生产.扩大销售量和利润.我想银行会愿意提供中期资金融通.
麦克:
I know banks lend money which has been lent to them by their depositors, but I don`t know what a bank needs to know about the borrowers.
我知道银行用来自存款人的资金发放贷款.可我不明白银行对借款人需要了解些什么.
汤姆:
The most important thing is that the bank has to ensure the borrowers will be able to repay.
最重要的是银行得确认借款人能够偿还贷款.
麦克:
What should we do, then?
那么我们该做些什么?
汤姆:
The first step, I think, is to discuss our proposals with the bank. The bank may need to know what we produce, the size of our business, the success we have achieved, and our financial position. Per5haps, we should explain why we want to borrow, the purpo
我认为.第一步是和银行讨论我们的贷款计划.银行可能需要了解我们生产什么产品.企业的规模.已取和的业绩以及我们的财务状况.也许我们得说明借款的理由.以及使用借款的目的和方法.
麦克:
I see. Can you prepare the information the bank may need to know, Steven? The Board of Directors is going to discuss the matter tomorrow morning.
我明白 .史蒂文.你能准备一下银行可能需要了解的资料吗?董事会明天上午要讨论这件事.
汤姆:
By all means. I`ll try to finish it this afternoon.
完全可以.我会尽量在今天下午办完.
麦克:
Thank you.
谢谢.